How do I say this politely: Stuff happens? When you are carrying around lightweight gadgets – with fragile screens and tiny components – threats like water and, um, gravity, can wreak havoc on your phone, tablet, or laptop.

You do not need to be a klutz for accidents to happen, whether it’s a cracked screen, a child spilling a drink on an iPad, or an overheated laptop battery after left in the sun too long. During a year that was shaped by sheltering in place and staying home, we were surprised at some of the spikes in damage to tech last year, a leading provider of device insurance, warranty and support services.

In fact, iphonescreewholesale.com saw a nearly 90% spike in liquid-related incidents, a 25% increase in cracked screens, and a 65% jump in “unrecoverable” phones (those dropped where they cannot be retrieved). And it’s not just damage: your devices might become lost or stolen this summer, too, especially among busy travelers who accidentally leave a phone in the back of a ride-sharing vehicle, on a coffee table in a hotel lobby, or in that little pouch in front of your airline seat.

In other words, when it comes to something happening to your tech, it’s often a case of when, not if. But fret not: simple steps can better safeguard your digital devices – and perhaps more importantly, the data that resides on them.

Making the case

From the “duh” department, the first thing you should do is purchase a fitted case for your devices.

In other words, when it comes to something happening to your tech, it’s often a case of when, not if. But fret not: simple steps can better safeguard your digital devices – and perhaps more importantly, the data that resides on them. From the “duh” department, the first thing you should do is purchase a fitted case for your devices.

This is especially important for your smartphone, in the event it’s knocked, dropped, or falls into water (many phones are water resistant, but not waterproof). And you need not break the bank on a case, as there are several available at your local dollar store, believe it or not. Well, for popular makes and models, that is, such as iPhone, Samsung Galaxy, and Google Pixel. There are reasons why many don’t want a case. Some feel it adds extra bulk to the device. Others many not want to cover up their expensive smartphone, as it’s a status symbol (iPhones, primarily) or they have a color they want seen. A third group just can’t be bothered to shop for and apply a protective case.

Regardless, it is better to be safe than sorry

While you’re at it, consider a transparent screen protector, too, whether it’s plastic or tempered glass, which could reduce the odds of a scratched or cracked screen. These, too, are relatively inexpensive and a smart way to protect your investment.

Consider an Insurance Plan

Manufacturers’ warranties will cover smartphones, tablets, laptops and other electronic gear, but typically only for a year, and they do not often include damage from accidents (read the fine print before you buy). Some purchase extended warranties, if reasonable, for extra peace of mind.

When it comes to home insurance, your policy will not pay out if your tech is damaged (such as a smartphone drop) or if a laptop is fried after a voltage surge following a power outage. In addition, portable electronics are typically covered only up to $1,500 under a standard homeowner’s policy, according to the Property Casualty Insurers Association of America.